Call reports 2016
COMMUNITY BANK OF MISSOURI — 2016
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,174,000 | 49,900,000 | 49,661,000 | 51,177,000 |
| Total loans | 36,353,000 | 36,718,000 | 38,507,000 | 39,625,000 |
| Allowance for loan losses | 530,000 | 530,000 | 530,000 | 502,000 |
| Securities available for sale | 4,295,000 | 4,447,000 | 4,709,000 | 4,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,558,000 | 43,240,000 | 42,868,000 | 43,874,000 |
| Interest-bearing deposits | 36,380,000 | 35,116,000 | 34,935,000 | 35,463,000 |
| Noninterest-bearing deposits | 8,178,000 | 8,124,000 | 7,933,000 | 8,411,000 |
| Equity capital | 6,391,000 | 6,473,000 | 6,594,000 | 6,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,226,000 | 1,862,000 | 2,500,000 |
| Interest expense | 31,000 | 60,000 | 89,000 | 119,000 |
| Net interest income | 581,000 | 1,166,000 | 1,773,000 | 2,381,000 |
| Noninterest income | 41,000 | 90,000 | 155,000 | 212,000 |
| Noninterest expense | 440,000 | 926,000 | 1,378,000 | 1,921,000 |
| Provision for loan losses | 0 | 15,000 | 60,000 | 101,000 |
| Pretax income | 182,000 | 315,000 | 490,000 | 571,000 |
| Income tax | 28,000 | 58,000 | 76,000 | 122,000 |
| Net income | 180,000 | 283,000 | 414,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,226,000 | 6,330,000 | 6,461,000 | 6,495,000 |
| Total capital | 6,683,000 | 6,789,000 | 6,942,000 | 6,981,000 |
| Risk-weighted assets | 36,512,000 | 36,671,000 | 38,457,000 | 38,899,000 |