Call reports 2015
COMMUNITY BANK OF MISSOURI — 2015
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 51,285,000 | 49,626,000 | 49,926,000 | 51,492,000 |
| Total loans | 35,965,000 | 33,639,000 | 39,594,000 | 39,161,000 |
| Allowance for loan losses | 528,000 | 529,000 | 529,000 | 530,000 |
| Securities available for sale | 5,671,000 | 4,740,000 | 4,591,000 | 4,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,774,000 | 43,242,000 | 43,417,000 | 44,929,000 |
| Interest-bearing deposits | 34,998,000 | 35,677,000 | 35,676,000 | 36,452,000 |
| Noninterest-bearing deposits | 6,776,000 | 7,565,000 | 7,740,000 | 8,477,000 |
| Equity capital | 6,255,000 | 6,162,000 | 6,265,000 | 6,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,224,000 | 1,872,000 | 2,516,000 |
| Interest expense | 63,000 | 128,000 | 157,000 | 185,000 |
| Net interest income | 551,000 | 1,096,000 | 1,715,000 | 2,331,000 |
| Noninterest income | 181,000 | 254,000 | 309,000 | 359,000 |
| Noninterest expense | 466,000 | 1,094,000 | 1,552,000 | 2,088,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 69,000 |
| Pretax income | 261,000 | 251,000 | 467,000 | 533,000 |
| Income tax | 24,000 | 50,000 | 77,000 | 103,000 |
| Net income | 237,000 | 201,000 | 390,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,054,000 | 6,018,000 | 6,157,000 | 6,196,000 |
| Total capital | 6,594,000 | 6,438,000 | 6,627,000 | 6,681,000 |
| Risk-weighted assets | 43,234,000 | 33,534,000 | 37,578,000 | 38,780,000 |