Call reports 2014
COMMUNITY BANK OF MISSOURI — 2014
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 49,260,000 | 48,915,000 | 50,147,000 | 49,463,000 |
| Total loans | 32,055,000 | 31,738,000 | 36,412,000 | 36,707,000 |
| Allowance for loan losses | 597,000 | 561,000 | 526,000 | 522,000 |
| Securities available for sale | 4,203,000 | 4,255,000 | 4,614,000 | 5,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,215,000 | 39,764,000 | 40,826,000 | 40,107,000 |
| Interest-bearing deposits | 31,983,000 | 32,647,000 | 33,183,000 | 33,173,000 |
| Noninterest-bearing deposits | 8,232,000 | 7,117,000 | 7,643,000 | 6,934,000 |
| Equity capital | 5,860,000 | 6,024,000 | 6,163,000 | 6,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,145,000 | 1,756,000 | 2,390,000 |
| Interest expense | 67,000 | 131,000 | 193,000 | 254,000 |
| Net interest income | 509,000 | 1,014,000 | 1,563,000 | 2,136,000 |
| Noninterest income | 76,000 | 163,000 | 242,000 | 375,000 |
| Noninterest expense | 499,000 | 967,000 | 1,464,000 | 2,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 210,000 | 341,000 | 462,000 |
| Income tax | 0 | 0 | 24,000 | 157,000 |
| Net income | 86,000 | 210,000 | 317,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,748,000 | 5,872,000 | 5,979,000 | 5,967,000 |
| Total capital | 6,149,000 | 6,269,000 | 6,434,000 | 6,426,000 |
| Risk-weighted assets | 35,417,000 | 35,113,000 | 37,948,000 | 39,234,000 |