Call reports 2013
COMMUNITY BANK OF MISSOURI — 2013
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,202,000 | 48,497,000 | 48,424,000 | 48,087,000 |
| Total loans | 29,444,000 | 34,286,000 | 35,022,000 | 35,544,000 |
| Allowance for loan losses | 637,000 | 637,000 | 636,000 | 636,000 |
| Securities available for sale | 4,746,000 | 4,535,000 | 4,208,000 | 4,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,261,000 | 39,616,000 | 39,360,000 | 38,956,000 |
| Interest-bearing deposits | 33,306,000 | 33,458,000 | 32,407,000 | 31,007,000 |
| Noninterest-bearing deposits | 5,955,000 | 6,158,000 | 6,953,000 | 7,948,000 |
| Equity capital | 5,717,000 | 5,686,000 | 5,838,000 | 5,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,118,000 | 1,732,000 | 2,357,000 |
| Interest expense | 89,000 | 158,000 | 227,000 | 295,000 |
| Net interest income | 444,000 | 960,000 | 1,505,000 | 2,062,000 |
| Noninterest income | 87,000 | 193,000 | 299,000 | 379,000 |
| Noninterest expense | 434,000 | 904,000 | 1,406,000 | 1,966,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 249,000 | 398,000 | 475,000 |
| Income tax | 25,000 | 44,000 | 58,000 | 95,000 |
| Net income | 72,000 | 205,000 | 340,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,504,000 | 5,637,000 | 5,772,000 | 5,811,000 |
| Total capital | 5,864,000 | 6,055,000 | 6,210,000 | 6,255,000 |
| Risk-weighted assets | 32,913,000 | 36,693,000 | 37,046,000 | 37,858,000 |