Call reports 2012
COMMUNITY BANK OF MISSOURI — 2012
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,216,000 | 51,289,000 | 51,487,000 | 51,671,000 |
| Total loans | 28,025,000 | 27,581,000 | 27,717,000 | 29,116,000 |
| Allowance for loan losses | 637,000 | 637,000 | 637,000 | 637,000 |
| Securities available for sale | 4,116,000 | 4,392,000 | 5,124,000 | 5,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,549,000 | 39,564,000 | 39,638,000 | 39,741,000 |
| Interest-bearing deposits | 33,803,000 | 33,577,000 | 33,458,000 | 31,517,000 |
| Noninterest-bearing deposits | 5,747,000 | 5,987,000 | 6,181,000 | 8,224,000 |
| Equity capital | 5,514,000 | 5,613,000 | 5,727,000 | 5,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,132,000 | 1,672,000 | 2,223,000 |
| Interest expense | 120,000 | 235,000 | 345,000 | 448,000 |
| Net interest income | 450,000 | 897,000 | 1,327,000 | 1,775,000 |
| Noninterest income | 91,000 | 163,000 | 267,000 | 392,000 |
| Noninterest expense | 437,000 | 875,000 | 1,310,000 | 1,745,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 79,000 | 160,000 | 259,000 | 397,000 |
| Income tax | -36,000 | -36,000 | -36,000 | -6,000 |
| Net income | 115,000 | 196,000 | 295,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,294,000 | 5,376,000 | 5,475,000 | 5,582,000 |
| Total capital | 5,643,000 | 5,718,000 | 5,818,000 | 5,940,000 |
| Risk-weighted assets | 33,085,000 | 32,240,000 | 31,833,000 | 34,046,000 |