Call reports 2011
COMMUNITY BANK OF MISSOURI — 2011
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,895,000 | 50,036,000 | 49,707,000 | 49,491,000 |
| Total loans | 38,885,000 | 36,373,000 | 34,618,000 | 31,663,000 |
| Allowance for loan losses | 861,000 | 759,000 | 759,000 | 700,000 |
| Securities available for sale | 3,549,000 | 3,624,000 | 3,644,000 | 3,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,204,000 | 38,408,000 | 37,894,000 | 37,649,000 |
| Interest-bearing deposits | 39,110,000 | 33,889,000 | 32,686,000 | 32,606,000 |
| Noninterest-bearing deposits | 5,094,000 | 4,519,000 | 5,208,000 | 5,043,000 |
| Equity capital | 5,514,000 | 5,505,000 | 5,682,000 | 5,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,298,000 | 1,939,000 | 2,565,000 |
| Interest expense | 157,000 | 304,000 | 447,000 | 581,000 |
| Net interest income | 551,000 | 994,000 | 1,492,000 | 1,984,000 |
| Noninterest income | 35,000 | 106,000 | 201,000 | 297,000 |
| Noninterest expense | 441,000 | 888,000 | 1,355,000 | 1,802,000 |
| Provision for loan losses | 8,000 | 159,000 | 174,000 | 218,000 |
| Pretax income | 137,000 | 53,000 | 164,000 | 261,000 |
| Income tax | 26,000 | 26,000 | 26,000 | 26,000 |
| Net income | 111,000 | 27,000 | 138,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,356,000 | 5,272,000 | 5,382,000 | 5,480,000 |
| Total capital | 5,871,000 | 5,726,000 | 5,815,000 | 5,871,000 |
| Risk-weighted assets | 40,869,000 | 38,416,000 | 37,096,000 | 35,687,000 |