Call reports 2010
COMMUNITY BANK OF MISSOURI — 2010
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,897,000 | 58,046,000 | 54,422,000 | 52,758,000 |
| Total loans | 46,124,000 | 44,009,000 | 44,424,000 | 41,521,000 |
| Allowance for loan losses | 627,000 | 759,000 | 761,000 | 853,000 |
| Securities available for sale | 3,664,000 | 3,620,000 | 3,666,000 | 3,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,776,000 | 45,996,000 | 42,716,000 | 41,295,000 |
| Interest-bearing deposits | 42,891,000 | 41,792,000 | 37,697,000 | 36,501,000 |
| Noninterest-bearing deposits | 3,885,000 | 4,204,000 | 5,019,000 | 4,793,000 |
| Equity capital | 5,185,000 | 5,079,000 | 5,451,000 | 5,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,610,000 | 2,414,000 | 3,214,000 |
| Interest expense | 225,000 | 442,000 | 636,000 | 807,000 |
| Net interest income | 590,000 | 1,168,000 | 1,778,000 | 2,407,000 |
| Noninterest income | 0 | -19,000 | 44,000 | 125,000 |
| Noninterest expense | 458,000 | 905,000 | 1,360,000 | 1,825,000 |
| Provision for loan losses | 56,000 | 292,000 | 292,000 | 505,000 |
| Pretax income | 76,000 | -48,000 | 170,000 | 202,000 |
| Income tax | 52,000 | 52,000 | 0 | 0 |
| Net income | 24,000 | -100,000 | 170,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,067,000 | 4,944,000 | 5,213,000 | 5,245,000 |
| Total capital | 5,694,000 | 5,514,000 | 5,775,000 | 5,782,000 |
| Risk-weighted assets | 47,453,000 | 45,373,000 | 43,790,000 | 41,893,000 |