Call reports 2009
COMMUNITY BANK OF MISSOURI — 2009
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,261,000 | 56,907,000 | 57,344,000 | 65,592,000 |
| Total loans | 47,294,000 | 45,797,000 | 46,138,000 | 47,856,000 |
| Allowance for loan losses | 558,000 | 541,000 | 546,000 | 568,000 |
| Securities available for sale | 3,189,000 | 3,533,000 | 3,868,000 | 3,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,953,000 | 45,669,000 | 43,411,000 | 53,518,000 |
| Interest-bearing deposits | 45,233,000 | 41,870,000 | 40,103,000 | 48,697,000 |
| Noninterest-bearing deposits | 3,720,000 | 3,799,000 | 3,308,000 | 4,821,000 |
| Equity capital | 4,936,000 | 4,894,000 | 5,075,000 | 5,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,715,000 | 2,551,000 | 3,414,000 |
| Interest expense | 346,000 | 649,000 | 918,000 | 1,162,000 |
| Net interest income | 502,000 | 1,066,000 | 1,633,000 | 2,252,000 |
| Noninterest income | 49,000 | 111,000 | 150,000 | 214,000 |
| Noninterest expense | 417,000 | 867,000 | 1,336,000 | 1,801,000 |
| Provision for loan losses | 15,000 | 100,000 | 105,000 | 185,000 |
| Pretax income | 119,000 | 210,000 | 342,000 | 480,000 |
| Income tax | 50,000 | 83,000 | 150,000 | 156,000 |
| Net income | 69,000 | 127,000 | 192,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,788,000 | 4,846,000 | 4,911,000 | 5,043,000 |
| Total capital | 5,346,000 | 5,387,000 | 5,457,000 | 5,611,000 |
| Risk-weighted assets | 49,153,000 | 47,729,000 | 47,870,000 | 50,865,000 |