Call reports 2008
COMMUNITY BANK OF MISSOURI — 2008
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 58,900,000 | 56,672,000 | 57,216,000 | 65,642,000 |
| Total loans | 44,488,000 | 45,296,000 | 48,306,000 | 48,868,000 |
| Allowance for loan losses | 535,000 | 487,000 | 493,000 | 555,000 |
| Securities available for sale | 3,548,000 | 3,528,000 | 2,577,000 | 2,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,971,000 | 45,779,000 | 44,727,000 | 54,516,000 |
| Interest-bearing deposits | 44,230,000 | 42,701,000 | 41,261,000 | 49,974,000 |
| Noninterest-bearing deposits | 3,741,000 | 3,078,000 | 3,466,000 | 4,542,000 |
| Equity capital | 4,655,000 | 4,630,000 | 4,733,000 | 4,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 1,954,000 | 2,902,000 | 3,797,000 |
| Interest expense | 486,000 | 882,000 | 1,266,000 | 1,637,000 |
| Net interest income | 534,000 | 1,072,000 | 1,636,000 | 2,160,000 |
| Noninterest income | 44,000 | 78,000 | 117,000 | 152,000 |
| Noninterest expense | 436,000 | 865,000 | 1,274,000 | 1,745,000 |
| Provision for loan losses | 0 | 0 | 0 | 123,000 |
| Pretax income | 142,000 | 285,000 | 479,000 | 444,000 |
| Income tax | 45,000 | 94,000 | 163,000 | 156,000 |
| Net income | 97,000 | 91,000 | 216,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,627,000 | 4,622,000 | 4,746,000 | 4,719,000 |
| Total capital | 5,162,000 | 5,109,000 | 5,239,000 | 5,274,000 |
| Risk-weighted assets | 46,094,000 | 47,414,000 | 49,647,000 | 51,347,000 |