Call reports 2007
COMMUNITY BANK OF MISSOURI — 2007
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,400,000 | 59,954,000 | 54,318,000 | 59,874,000 |
| Total loans | 45,886,000 | 43,507,000 | 43,476,000 | 44,736,000 |
| Allowance for loan losses | 448,000 | 466,000 | 475,000 | 580,000 |
| Securities available for sale | 804,000 | 2,124,000 | 2,357,000 | 3,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,616,000 | 52,106,000 | 46,392,000 | 52,024,000 |
| Interest-bearing deposits | 51,274,000 | 49,038,000 | 43,006,000 | 47,820,000 |
| Noninterest-bearing deposits | 3,342,000 | 3,068,000 | 3,386,000 | 4,204,000 |
| Equity capital | 4,452,000 | 4,521,000 | 4,603,000 | 4,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,283,000 | 3,375,000 | 4,418,000 |
| Interest expense | 602,000 | 1,188,000 | 1,722,000 | 2,205,000 |
| Net interest income | 517,000 | 1,095,000 | 1,653,000 | 2,213,000 |
| Noninterest income | 53,000 | 104,000 | 157,000 | 215,000 |
| Noninterest expense | 459,000 | 912,000 | 1,374,000 | 1,858,000 |
| Provision for loan losses | 4,000 | 14,000 | 29,000 | 202,000 |
| Pretax income | 107,000 | 273,000 | 407,000 | 368,000 |
| Income tax | 35,000 | 113,000 | 171,000 | 218,000 |
| Net income | 72,000 | 160,000 | 236,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,458,000 | 4,541,000 | 4,617,000 | 4,530,000 |
| Total capital | 4,906,000 | 5,007,000 | 5,092,000 | 5,110,000 |
| Risk-weighted assets | 46,896,000 | 44,912,000 | 44,280,000 | 46,796,000 |