Call reports 2006
COMMUNITY BANK OF MISSOURI — 2006
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 53,173,000 | 55,500,000 | 54,520,000 | 61,856,000 |
| Total loans | 47,894,000 | 48,505,000 | 47,909,000 | 45,183,000 |
| Allowance for loan losses | 468,000 | 473,000 | 469,000 | 441,000 |
| Securities available for sale | 830,000 | 820,000 | 806,000 | 805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,206,000 | 48,137,000 | 47,008,000 | 54,233,000 |
| Interest-bearing deposits | 41,676,000 | 45,073,000 | 44,147,000 | 51,152,000 |
| Noninterest-bearing deposits | 2,530,000 | 3,065,000 | 2,861,000 | 3,081,000 |
| Equity capital | 4,050,000 | 4,106,000 | 4,258,000 | 4,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,955,000 | 3,006,000 | 4,117,000 |
| Interest expense | 404,000 | 828,000 | 1,312,000 | 1,812,000 |
| Net interest income | 559,000 | 1,127,000 | 1,694,000 | 2,305,000 |
| Noninterest income | 36,000 | 103,000 | 154,000 | 178,000 |
| Noninterest expense | 362,000 | 810,000 | 1,244,000 | 1,713,000 |
| Provision for loan losses | 21,000 | 26,000 | 39,000 | 49,000 |
| Pretax income | 212,000 | 394,000 | 565,000 | 721,000 |
| Income tax | 25,000 | 58,000 | 86,000 | 120,000 |
| Net income | 176,000 | 242,000 | 385,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,045,000 | 4,091,000 | 4,255,000 | 4,376,000 |
| Total capital | 4,513,000 | 4,564,000 | 4,724,000 | 4,817,000 |
| Risk-weighted assets | 46,889,000 | 48,107,000 | 46,920,000 | 46,368,000 |