Call reports 2005
COMMUNITY BANK OF MISSOURI — 2005
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,938,000 | 43,166,000 | 48,006,000 | 54,593,000 |
| Total loans | 37,304,000 | 39,299,000 | 44,029,000 | 46,537,000 |
| Allowance for loan losses | 358,000 | 382,000 | 423,000 | 462,000 |
| Securities available for sale | 857,000 | 862,000 | 834,000 | 828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,370,000 | 36,464,000 | 41,125,000 | 47,481,000 |
| Interest-bearing deposits | 38,098,000 | 33,800,000 | 38,407,000 | 44,757,000 |
| Noninterest-bearing deposits | 1,272,000 | 2,664,000 | 2,718,000 | 2,724,000 |
| Equity capital | 3,408,000 | 3,561,000 | 3,699,000 | 3,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,459,000 | 2,260,000 | 3,192,000 |
| Interest expense | 209,000 | 439,000 | 715,000 | 1,061,000 |
| Net interest income | 482,000 | 1,020,000 | 1,545,000 | 2,131,000 |
| Noninterest income | 28,000 | 59,000 | 87,000 | 123,000 |
| Noninterest expense | 382,000 | 780,000 | 1,147,000 | 1,550,000 |
| Provision for loan losses | 47,000 | 70,000 | 108,000 | 146,000 |
| Pretax income | 81,000 | 229,000 | 377,000 | 558,000 |
| Income tax | 12,000 | 12,000 | 16,000 | 11,000 |
| Net income | 69,000 | 217,000 | 361,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,408,000 | 3,561,000 | 3,699,000 | 3,872,000 |
| Total capital | 3,766,000 | 3,943,000 | 4,122,000 | 4,334,000 |
| Risk-weighted assets | 35,760,000 | 37,354,000 | 41,687,000 | 45,398,000 |