Call reports 2004
COMMUNITY BANK OF MISSOURI — 2004
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 37,325,000 | 36,133,000 | 40,591,000 | 45,838,000 |
| Total loans | 30,437,000 | 31,706,000 | 33,333,000 | 33,956,000 |
| Allowance for loan losses | 304,000 | 315,000 | 329,000 | 333,000 |
| Securities available for sale | 2,145,000 | 2,506,000 | 857,000 | 857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,096,000 | 32,788,000 | 37,067,000 | 42,267,000 |
| Interest-bearing deposits | 32,002,000 | 30,965,000 | 35,518,000 | 39,631,000 |
| Noninterest-bearing deposits | 2,094,000 | 1,823,000 | 1,549,000 | 2,636,000 |
| Equity capital | 3,150,000 | 3,259,000 | 3,385,000 | 3,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,084,000 | 1,706,000 | 2,323,000 |
| Interest expense | 141,000 | 292,000 | 444,000 | 618,000 |
| Net interest income | 394,000 | 792,000 | 1,262,000 | 1,705,000 |
| Noninterest income | 28,000 | 79,000 | 82,000 | 116,000 |
| Noninterest expense | 231,000 | 501,000 | 772,000 | 1,250,000 |
| Provision for loan losses | 25,000 | 36,000 | 50,000 | 67,000 |
| Pretax income | 166,000 | 334,000 | 522,000 | 504,000 |
| Income tax | 0 | 8,000 | 69,000 | 97,000 |
| Net income | 166,000 | 326,000 | 453,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,150,000 | 3,259,000 | 3,385,000 | 3,339,000 |
| Total capital | 3,454,000 | 3,574,000 | 3,714,000 | 3,672,000 |
| Risk-weighted assets | 29,583,000 | 29,616,000 | 31,866,000 | 33,423,000 |