Call reports 2003
COMMUNITY BANK OF MISSOURI — 2003
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,497,000 | 27,700,000 | 29,029,000 | 35,407,000 |
| Total loans | 18,081,000 | 21,724,000 | 24,399,000 | 27,913,000 |
| Allowance for loan losses | 190,000 | 219,000 | 240,000 | 279,000 |
| Securities available for sale | 0 | 0 | 500,000 | 500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,766,000 | 24,856,000 | 26,052,000 | 32,362,000 |
| Interest-bearing deposits | 22,518,000 | 23,208,000 | 24,064,000 | 29,603,000 |
| Noninterest-bearing deposits | 1,248,000 | 1,648,000 | 1,988,000 | 2,759,000 |
| Equity capital | 2,663,000 | 2,775,000 | 2,886,000 | 2,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 841,000 | 1,326,000 | 1,828,000 |
| Interest expense | 118,000 | 241,000 | 359,000 | 487,000 |
| Net interest income | 261,000 | 600,000 | 967,000 | 1,341,000 |
| Noninterest income | 11,000 | 30,000 | 51,000 | 73,000 |
| Noninterest expense | 198,000 | 414,000 | 655,000 | 906,000 |
| Provision for loan losses | 28,000 | 57,000 | 78,000 | 117,000 |
| Pretax income | 46,000 | 159,000 | 285,000 | 391,000 |
| Income tax | 0 | 1,000 | 16,000 | 21,000 |
| Net income | 46,000 | 158,000 | 269,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,663,000 | 2,775,000 | 2,886,000 | 2,987,000 |
| Total capital | 2,853,000 | 2,994,000 | 3,126,000 | 3,266,000 |
| Risk-weighted assets | 18,085,000 | 21,222,000 | 23,558,000 | 27,032,000 |