Call reports 2002
COMMUNITY BANK OF MISSOURI — 2002
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,686,000 | 14,929,000 | 16,996,000 | 21,117,000 |
| Total loans | 10,202,000 | 12,032,000 | 14,319,000 | 16,189,000 |
| Allowance for loan losses | 145,000 | 150,000 | 150,000 | 162,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,099,000 | 12,355,000 | 14,384,000 | 18,457,000 |
| Interest-bearing deposits | 11,515,000 | 10,935,000 | 13,153,000 | 17,554,000 |
| Noninterest-bearing deposits | 584,000 | 1,420,000 | 1,231,000 | 903,000 |
| Equity capital | 2,540,000 | 2,551,000 | 2,582,000 | 2,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 461,000 | 752,000 | 1,091,000 |
| Interest expense | 84,000 | 173,000 | 255,000 | 361,000 |
| Net interest income | 121,000 | 288,000 | 497,000 | 730,000 |
| Noninterest income | 7,000 | 18,000 | 33,000 | 45,000 |
| Noninterest expense | 142,000 | 307,000 | 500,000 | 698,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | -14,000 | -1,000 | 30,000 | 65,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -14,000 | -2,000 | 29,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,540,000 | 2,551,000 | 2,582,000 | 2,617,000 |
| Total capital | 2,573,000 | 2,551,000 | 2,732,000 | 2,779,000 |
| Risk-weighted assets | 2,508,000 | 11,928,000 | 13,461,000 | 15,568,000 |