Call reports 2021
BTH BANK NATIONAL ASSOCIATION — 2021
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,060,071,000 | 1,955,165,000 | 1,973,491,000 | 1,988,688,000 |
| Total loans | 1,297,924,000 | 1,327,201,000 | 1,246,624,000 | 1,249,770,000 |
| Allowance for loan losses | 23,799,000 | 18,480,000 | 19,407,000 | 15,492,000 |
| Securities available for sale | 345,812,000 | 342,860,000 | 374,772,000 | 457,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,793,499,000 | 1,683,256,000 | 1,693,088,000 | 1,728,212,000 |
| Interest-bearing deposits | 1,402,882,000 | 1,350,477,000 | 1,352,598,000 | 1,357,320,000 |
| Noninterest-bearing deposits | 390,617,000 | 332,779,000 | 340,490,000 | 370,892,000 |
| Equity capital | 256,176,000 | 262,870,000 | 267,177,000 | 251,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,091,000 | 32,030,000 | 48,033,000 | 64,765,000 |
| Interest expense | 2,332,000 | 4,296,000 | 6,015,000 | 7,549,000 |
| Net interest income | 13,759,000 | 27,734,000 | 42,018,000 | 57,216,000 |
| Noninterest income | 993,000 | 1,828,000 | 2,714,000 | 3,698,000 |
| Noninterest expense | 5,792,000 | 11,748,000 | 17,820,000 | 23,631,000 |
| Provision for loan losses | 2,800,000 | 5,300,000 | 6,150,000 | 6,225,000 |
| Pretax income | 6,160,000 | 12,514,000 | 20,762,000 | 31,058,000 |
| Income tax | 1,058,000 | 2,147,000 | 3,602,000 | 5,523,000 |
| Net income | 5,102,000 | 10,367,000 | 17,160,000 | 25,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,098,000 | 251,663,000 | 255,745,000 | 242,721,000 |