Call reports 2020
BTH BANK NATIONAL ASSOCIATION — 2020
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,827,932,000 | 1,979,541,000 | 1,926,125,000 | 1,973,112,000 |
| Total loans | 1,373,817,000 | 1,348,186,000 | 1,336,582,000 | 1,304,300,000 |
| Allowance for loan losses | 16,423,000 | 15,042,000 | 16,344,000 | 21,061,000 |
| Securities available for sale | 359,266,000 | 319,551,000 | 384,229,000 | 373,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,576,171,000 | 1,707,456,000 | 1,653,996,000 | 1,710,929,000 |
| Interest-bearing deposits | 1,311,986,000 | 1,353,081,000 | 1,329,129,000 | 1,368,373,000 |
| Noninterest-bearing deposits | 264,185,000 | 354,375,000 | 324,867,000 | 342,556,000 |
| Equity capital | 241,556,000 | 260,493,000 | 261,223,000 | 254,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,390,000 | 37,234,000 | 54,017,000 | 71,070,000 |
| Interest expense | 5,341,000 | 9,639,000 | 13,203,000 | 16,077,000 |
| Net interest income | 14,049,000 | 27,595,000 | 40,814,000 | 54,993,000 |
| Noninterest income | 698,000 | 1,619,000 | 2,857,000 | 3,824,000 |
| Noninterest expense | 5,909,000 | 11,535,000 | 17,068,000 | 22,520,000 |
| Provision for loan losses | 3,240,000 | 6,315,000 | 7,615,000 | 12,115,000 |
| Pretax income | 5,628,000 | 11,426,000 | 19,050,000 | 24,244,000 |
| Income tax | 923,000 | 1,783,000 | 3,084,000 | 3,732,000 |
| Net income | 4,705,000 | 9,643,000 | 15,966,000 | 20,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,079,000 | 249,017,000 | 249,013,000 | 241,996,000 |