Call reports 2019
BTH BANK NATIONAL ASSOCIATION — 2019
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,849,091,000 | 1,711,111,000 | 1,807,038,000 | 1,792,260,000 |
| Total loans | 1,319,330,000 | 1,343,504,000 | 1,316,352,000 | 1,342,980,000 |
| Allowance for loan losses | 13,275,000 | 13,496,000 | 13,430,000 | 13,431,000 |
| Securities available for sale | 377,103,000 | 268,780,000 | 318,425,000 | 378,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,452,826,000 | 1,452,592,000 | 1,538,957,000 | 1,532,109,000 |
| Interest-bearing deposits | 1,224,172,000 | 1,221,733,000 | 1,265,395,000 | 1,296,890,000 |
| Noninterest-bearing deposits | 228,654,000 | 230,859,000 | 273,562,000 | 235,219,000 |
| Equity capital | 235,567,000 | 247,243,000 | 256,983,000 | 253,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 21,517,000 | 42,949,000 | 63,855,000 | 83,792,000 |
| Interest expense | 7,262,000 | 13,774,000 | 19,419,000 | 25,010,000 |
| Net interest income | 14,255,000 | 29,175,000 | 44,436,000 | 58,782,000 |
| Noninterest income | 653,000 | 1,326,000 | 2,011,000 | 2,803,000 |
| Noninterest expense | 5,839,000 | 11,499,000 | 17,215,000 | 22,059,000 |
| Provision for loan losses | 1,300,000 | 2,620,000 | 3,445,000 | 4,890,000 |
| Pretax income | 7,909,000 | 16,690,000 | 26,157,000 | 35,006,000 |
| Income tax | 1,322,000 | 2,879,000 | 4,466,000 | 5,960,000 |
| Net income | 6,587,000 | 13,811,000 | 21,691,000 | 29,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,445,000 | 243,918,000 | 251,798,000 | 247,902,000 |
| Total capital | 250,720,000 | 257,414,000 | 265,228,000 | 261,333,000 |
| Risk-weighted assets | 1,418,785,000 | 1,438,293,000 | 1,413,913,000 | 1,462,958,000 |