Call reports 2018
BTH BANK NATIONAL ASSOCIATION — 2018
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,772,741,000 | 1,889,123,000 | 1,893,634,000 | 1,915,036,000 |
| Total loans | 1,182,433,000 | 1,260,196,000 | 1,289,041,000 | 1,302,588,000 |
| Allowance for loan losses | 10,882,000 | 12,098,000 | 12,846,000 | 13,026,000 |
| Securities available for sale | 526,822,000 | 524,020,000 | 509,852,000 | 511,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,475,267,000 | 1,417,177,000 | 1,357,168,000 | 1,444,414,000 |
| Interest-bearing deposits | 1,293,464,000 | 1,200,910,000 | 1,128,260,000 | 1,207,580,000 |
| Noninterest-bearing deposits | 181,803,000 | 216,267,000 | 228,908,000 | 236,834,000 |
| Equity capital | 201,979,000 | 209,220,000 | 211,769,000 | 223,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,342,000 | 36,747,000 | 56,956,000 | 78,159,000 |
| Interest expense | 6,013,000 | 11,929,000 | 18,798,000 | 26,315,000 |
| Net interest income | 11,329,000 | 24,818,000 | 38,158,000 | 51,844,000 |
| Noninterest income | 645,000 | 1,248,000 | 1,975,000 | 2,632,000 |
| Noninterest expense | 5,556,000 | 11,136,000 | 16,767,000 | 22,380,000 |
| Provision for loan losses | 1,700,000 | 3,682,000 | 4,752,000 | 6,832,000 |
| Pretax income | 4,692,000 | 11,222,000 | 18,587,000 | 25,237,000 |
| Income tax | 646,000 | 1,564,000 | 2,725,000 | 3,156,000 |
| Net income | 4,046,000 | 9,658,000 | 15,862,000 | 22,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,821,000 | 218,435,000 | 224,638,000 | 230,856,000 |
| Total capital | 223,703,000 | 230,533,000 | 237,484,000 | 243,882,000 |
| Risk-weighted assets | 1,322,893,000 | 1,385,669,000 | 1,416,186,000 | 1,437,915,000 |