Call reports 2016
BTH BANK NATIONAL ASSOCIATION — 2016
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 997,357,000 | 1,063,815,000 | 1,120,021,000 | 1,198,938,000 |
| Total loans | 723,940,000 | 799,803,000 | 835,427,000 | 919,542,000 |
| Allowance for loan losses | 7,206,000 | 7,996,000 | 8,388,000 | 9,182,000 |
| Securities available for sale | 214,351,000 | 215,765,000 | 212,776,000 | 227,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 870,613,000 | 934,832,000 | 986,277,000 | 1,064,335,000 |
| Interest-bearing deposits | 726,652,000 | 766,329,000 | 817,422,000 | 904,817,000 |
| Noninterest-bearing deposits | 143,961,000 | 168,503,000 | 168,855,000 | 159,518,000 |
| Equity capital | 120,039,000 | 126,020,000 | 129,054,000 | 130,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,401,000 | 17,613,000 | 27,512,000 | 38,368,000 |
| Interest expense | 1,587,000 | 3,320,000 | 5,163,000 | 7,330,000 |
| Net interest income | 6,814,000 | 14,293,000 | 22,349,000 | 31,038,000 |
| Noninterest income | 667,000 | 1,330,000 | 1,697,000 | 2,314,000 |
| Noninterest expense | 4,326,000 | 8,879,000 | 13,583,000 | 17,930,000 |
| Provision for loan losses | 461,000 | 1,269,000 | 1,715,000 | 2,516,000 |
| Pretax income | 2,718,000 | 5,614,000 | 9,198,000 | 13,356,000 |
| Income tax | 683,000 | 1,404,000 | 2,389,000 | 3,518,000 |
| Net income | 2,035,000 | 4,210,000 | 6,809,000 | 9,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,075,000 | 124,387,000 | 127,982,000 | 134,239,000 |
| Total capital | 126,281,000 | 132,383,000 | 136,370,000 | 143,421,000 |
| Risk-weighted assets | 736,978,000 | 821,489,000 | 824,379,000 | 964,524,000 |