Call reports 2015
BTH BANK NATIONAL ASSOCIATION — 2015
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 747,638,000 | 791,174,000 | 843,629,000 | 910,446,000 |
| Total loans | 537,698,000 | 566,679,000 | 634,696,000 | 680,837,000 |
| Allowance for loan losses | 5,404,000 | 5,619,000 | 6,348,000 | 6,806,000 |
| Securities available for sale | 124,072,000 | 137,130,000 | 151,221,000 | 174,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,500,000 | 679,649,000 | 722,473,000 | 789,470,000 |
| Interest-bearing deposits | 642,047,000 | 657,115,000 | 697,783,000 | 766,771,000 |
| Noninterest-bearing deposits | 25,453,000 | 22,535,000 | 24,690,000 | 22,699,000 |
| Equity capital | 75,430,000 | 106,585,000 | 115,303,000 | 117,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,137,000 | 12,627,000 | 19,738,000 | 27,737,000 |
| Interest expense | 975,000 | 2,078,000 | 3,268,000 | 4,626,000 |
| Net interest income | 5,162,000 | 10,549,000 | 16,470,000 | 23,111,000 |
| Noninterest income | 516,000 | 1,083,000 | 1,659,000 | 2,083,000 |
| Noninterest expense | 3,525,000 | 7,279,000 | 11,223,000 | 15,187,000 |
| Provision for loan losses | 249,000 | 557,000 | 1,306,000 | 1,739,000 |
| Pretax income | 1,900,000 | 3,785,000 | 5,588,000 | 8,265,000 |
| Income tax | 430,000 | 1,035,000 | 1,480,000 | 2,216,000 |
| Net income | 1,470,000 | 2,750,000 | 4,108,000 | 6,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,448,000 | 106,158,000 | 114,701,000 | 116,647,000 |
| Total capital | 79,852,000 | 111,777,000 | 121,049,000 | 123,453,000 |
| Risk-weighted assets | 496,585,000 | 564,620,000 | 643,186,000 | 689,200,000 |