Call reports 2014
BTH BANK NATIONAL ASSOCIATION — 2014
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 479,717,000 | 544,275,000 | 593,275,000 | 644,753,000 |
| Total loans | 325,023,000 | 388,556,000 | 442,509,000 | 515,560,000 |
| Allowance for loan losses | 3,282,000 | 3,890,000 | 4,459,000 | 5,174,000 |
| Securities available for sale | 120,553,000 | 113,111,000 | 113,592,000 | 101,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,032,000 | 468,458,000 | 522,080,000 | 562,279,000 |
| Interest-bearing deposits | 383,066,000 | 439,899,000 | 500,980,000 | 542,665,000 |
| Noninterest-bearing deposits | 27,966,000 | 28,559,000 | 21,100,000 | 19,614,000 |
| Equity capital | 64,674,000 | 65,389,000 | 66,387,000 | 69,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,910,000 | 8,535,000 | 13,694,000 | 19,520,000 |
| Interest expense | 555,000 | 1,225,000 | 1,989,000 | 2,855,000 |
| Net interest income | 3,355,000 | 7,310,000 | 11,705,000 | 16,665,000 |
| Noninterest income | 513,000 | 1,031,000 | 1,584,000 | 2,070,000 |
| Noninterest expense | 3,075,000 | 6,308,000 | 9,546,000 | 12,908,000 |
| Provision for loan losses | 746,000 | 1,354,000 | 1,933,000 | 2,631,000 |
| Pretax income | 47,000 | 693,000 | 1,824,000 | 3,325,000 |
| Income tax | -20,000 | 130,000 | 210,000 | 621,000 |
| Net income | 67,000 | 563,000 | 1,614,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,199,000 | 63,797,000 | 65,683,000 | 68,485,000 |
| Total capital | 67,481,000 | 67,687,000 | 70,142,000 | 73,659,000 |
| Risk-weighted assets | 383,621,000 | 390,153,000 | 469,322,000 | 519,605,000 |