Call reports 2013
BTH BANK NATIONAL ASSOCIATION — 2013
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 254,381,000 | 283,236,000 | 329,639,000 | 400,167,000 |
| Total loans | 159,321,000 | 194,266,000 | 223,763,000 | 255,197,000 |
| Allowance for loan losses | 1,781,000 | 1,934,000 | 2,228,000 | 2,531,000 |
| Securities available for sale | 56,910,000 | 55,353,000 | 49,746,000 | 93,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,118,000 | 235,834,000 | 279,648,000 | 332,680,000 |
| Interest-bearing deposits | 169,948,000 | 223,059,000 | 270,919,000 | 320,308,000 |
| Noninterest-bearing deposits | 47,170,000 | 12,775,000 | 8,729,000 | 12,372,000 |
| Equity capital | 33,734,000 | 43,004,000 | 45,260,000 | 63,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,868,000 | 7,745,000 | 10,922,000 |
| Interest expense | 227,000 | 474,000 | 802,000 | 1,248,000 |
| Net interest income | 2,030,000 | 4,394,000 | 6,943,000 | 9,674,000 |
| Noninterest income | 526,000 | 1,155,000 | 1,803,000 | 2,277,000 |
| Noninterest expense | 2,580,000 | 4,985,000 | 7,756,000 | 10,338,000 |
| Provision for loan losses | 149,000 | 352,000 | 668,000 | 991,000 |
| Pretax income | -100,000 | 283,000 | 393,000 | 693,000 |
| Income tax | -128,000 | -45,000 | 45,000 | -251,000 |
| Net income | 28,000 | 328,000 | 348,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,707,000 | 42,480,000 | 44,834,000 | 63,580,000 |
| Total capital | 34,488,000 | 44,414,000 | 47,062,000 | 66,111,000 |
| Risk-weighted assets | 173,595,000 | 203,653,000 | 242,996,000 | 278,971,000 |