Call reports 2012
BTH BANK NATIONAL ASSOCIATION — 2012
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 219,621,000 | 220,687,000 | 220,778,000 | 223,523,000 |
| Total loans | 118,320,000 | 120,806,000 | 120,347,000 | 129,747,000 |
| Allowance for loan losses | 1,512,000 | 1,556,000 | 1,575,000 | 1,672,000 |
| Securities available for sale | 74,549,000 | 74,927,000 | 76,731,000 | 70,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,947,000 | 188,314,000 | 186,429,000 | 189,792,000 |
| Interest-bearing deposits | 147,819,000 | 148,178,000 | 145,349,000 | 150,018,000 |
| Noninterest-bearing deposits | 41,128,000 | 40,136,000 | 41,080,000 | 39,774,000 |
| Equity capital | 21,247,000 | 21,772,000 | 22,365,000 | 22,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,173,000 | 4,351,000 | 6,552,000 | 8,717,000 |
| Interest expense | 326,000 | 611,000 | 873,000 | 1,107,000 |
| Net interest income | 1,847,000 | 3,740,000 | 5,679,000 | 7,610,000 |
| Noninterest income | 512,000 | 1,084,000 | 1,750,000 | 2,316,000 |
| Noninterest expense | 1,962,000 | 3,948,000 | 6,016,000 | 8,139,000 |
| Provision for loan losses | 73,000 | 116,000 | 154,000 | 278,000 |
| Pretax income | 324,000 | 1,455,000 | 2,170,000 | 2,455,000 |
| Income tax | -9,000 | 194,000 | 397,000 | 444,000 |
| Net income | 333,000 | 1,261,000 | 1,773,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,560,000 | 20,311,000 | 20,860,000 | 20,973,000 |
| Total capital | 21,072,000 | 21,867,000 | 22,435,000 | 22,645,000 |
| Risk-weighted assets | 129,912,000 | 132,490,000 | 133,102,000 | 140,458,000 |