Call reports 2011
BTH BANK NATIONAL ASSOCIATION — 2011
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 199,266,000 | 193,902,000 | 203,936,000 | 211,477,000 |
| Total loans | 109,347,000 | 109,823,000 | 111,392,000 | 114,337,000 |
| Allowance for loan losses | 1,457,000 | 1,453,000 | 1,453,000 | 1,461,000 |
| Securities available for sale | 64,411,000 | 59,910,000 | 62,026,000 | 65,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,561,000 | 164,322,000 | 173,582,000 | 181,053,000 |
| Interest-bearing deposits | 133,132,000 | 127,841,000 | 135,663,000 | 139,621,000 |
| Noninterest-bearing deposits | 35,429,000 | 36,481,000 | 37,919,000 | 41,432,000 |
| Equity capital | 19,907,000 | 20,396,000 | 21,150,000 | 21,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,123,000 | 4,362,000 | 6,501,000 | 8,650,000 |
| Interest expense | 346,000 | 664,000 | 976,000 | 1,299,000 |
| Net interest income | 1,777,000 | 3,698,000 | 5,525,000 | 7,351,000 |
| Noninterest income | 439,000 | 959,000 | 1,389,000 | 1,885,000 |
| Noninterest expense | 1,819,000 | 3,804,000 | 5,722,000 | 7,545,000 |
| Provision for loan losses | 12,000 | 17,000 | 26,000 | 51,000 |
| Pretax income | 385,000 | 876,000 | 1,206,000 | 1,678,000 |
| Income tax | 34,000 | 104,000 | 112,000 | 156,000 |
| Net income | 351,000 | 772,000 | 1,094,000 | 1,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,567,000 | 19,008,000 | 19,362,000 | 19,646,000 |
| Total capital | 20,024,000 | 20,461,000 | 20,815,000 | 21,107,000 |
| Risk-weighted assets | 116,602,000 | 118,092,000 | 119,116,000 | 123,878,000 |