Call reports 2010
BTH BANK NATIONAL ASSOCIATION — 2010
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 197,422,000 | 191,929,000 | 189,802,000 | 194,360,000 |
| Total loans | 110,112,000 | 110,675,000 | 108,858,000 | 108,004,000 |
| Allowance for loan losses | 1,440,000 | 1,440,000 | 1,463,000 | 1,466,000 |
| Securities available for sale | 46,040,000 | 48,450,000 | 49,229,000 | 55,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,236,000 | 160,275,000 | 156,815,000 | 162,590,000 |
| Interest-bearing deposits | 126,854,000 | 126,740,000 | 121,647,000 | 128,656,000 |
| Noninterest-bearing deposits | 33,381,000 | 33,534,000 | 35,168,000 | 33,934,000 |
| Equity capital | 19,038,000 | 19,322,000 | 19,719,000 | 19,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,367,000 | 6,623,000 | 8,745,000 |
| Interest expense | 477,000 | 921,000 | 1,351,000 | 1,715,000 |
| Net interest income | 1,704,000 | 3,446,000 | 5,272,000 | 7,030,000 |
| Noninterest income | 425,000 | 876,000 | 1,322,000 | 1,793,000 |
| Noninterest expense | 1,712,000 | 3,356,000 | 5,168,000 | 6,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 417,000 | 966,000 | 1,428,000 | 1,984,000 |
| Income tax | 68,000 | 185,000 | 282,000 | 269,000 |
| Net income | 349,000 | 781,000 | 1,146,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,677,000 | 18,067,000 | 18,294,000 | 18,314,000 |
| Total capital | 19,115,000 | 19,504,000 | 19,711,000 | 19,740,000 |
| Risk-weighted assets | 115,055,000 | 114,947,000 | 113,280,000 | 114,051,000 |