Call reports 2009
BTH BANK NATIONAL ASSOCIATION — 2009
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 208,548,000 | 211,228,000 | 202,947,000 | 198,211,000 |
| Total loans | 111,038,000 | 114,374,000 | 114,096,000 | 112,150,000 |
| Allowance for loan losses | 929,000 | 1,144,000 | 1,485,000 | 1,466,000 |
| Securities available for sale | 55,826,000 | 57,572,000 | 49,399,000 | 42,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,807,000 | 158,600,000 | 155,811,000 | 160,886,000 |
| Interest-bearing deposits | 134,922,000 | 127,306,000 | 124,278,000 | 128,014,000 |
| Noninterest-bearing deposits | 30,885,000 | 31,294,000 | 31,534,000 | 32,872,000 |
| Equity capital | 18,409,000 | 18,664,000 | 18,805,000 | 18,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 4,969,000 | 7,442,000 | 9,673,000 |
| Interest expense | 750,000 | 1,440,000 | 2,070,000 | 2,607,000 |
| Net interest income | 1,704,000 | 3,529,000 | 5,372,000 | 7,066,000 |
| Noninterest income | 356,000 | 780,000 | 1,247,000 | 1,723,000 |
| Noninterest expense | 1,462,000 | 3,110,000 | 4,770,000 | 6,392,000 |
| Provision for loan losses | 56,000 | 267,000 | 639,000 | 1,216,000 |
| Pretax income | 542,000 | 932,000 | 1,354,000 | 1,429,000 |
| Income tax | 52,000 | 133,000 | 214,000 | 151,000 |
| Net income | 490,000 | 799,000 | 1,140,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,207,000 | 17,390,000 | 17,530,000 | 17,592,000 |
| Total capital | 18,136,000 | 18,534,000 | 18,992,000 | 19,040,000 |
| Risk-weighted assets | 117,869,000 | 120,282,000 | 116,989,000 | 115,821,000 |