Call reports 2008
BTH BANK NATIONAL ASSOCIATION — 2008
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 171,310,000 | 188,689,000 | 207,986,000 | 200,648,000 |
| Total loans | 91,557,000 | 99,270,000 | 104,862,000 | 110,880,000 |
| Allowance for loan losses | 1,368,000 | 1,362,000 | 996,000 | 1,041,000 |
| Securities available for sale | 58,092,000 | 55,916,000 | 56,069,000 | 52,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,592,000 | 143,446,000 | 158,527,000 | 159,055,000 |
| Interest-bearing deposits | 102,767,000 | 111,331,000 | 128,268,000 | 130,104,000 |
| Noninterest-bearing deposits | 30,825,000 | 32,115,000 | 30,259,000 | 28,951,000 |
| Equity capital | 16,803,000 | 16,913,000 | 17,413,000 | 17,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,728,000 | 7,382,000 | 9,855,000 |
| Interest expense | 883,000 | 1,782,000 | 2,810,000 | 3,680,000 |
| Net interest income | 1,481,000 | 2,946,000 | 4,572,000 | 6,175,000 |
| Noninterest income | 315,000 | 647,000 | 1,003,000 | 1,366,000 |
| Noninterest expense | 1,318,000 | 2,597,000 | 3,986,000 | 5,313,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 75,000 |
| Pretax income | 487,000 | 1,006,000 | 1,569,000 | 2,163,000 |
| Income tax | 71,000 | 135,000 | 297,000 | 337,000 |
| Net income | 416,000 | 871,000 | 1,272,000 | 1,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,940,000 | 16,267,000 | 16,585,000 | 17,014,000 |
| Total capital | 17,151,000 | 17,581,000 | 17,581,000 | 18,055,000 |
| Risk-weighted assets | 96,718,000 | 105,083,000 | 112,245,000 | 115,875,000 |