Call reports 2007
BTH BANK NATIONAL ASSOCIATION — 2007
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 155,199,000 | 154,827,000 | 160,785,000 | 162,534,000 |
| Total loans | 80,458,000 | 82,990,000 | 81,745,000 | 86,654,000 |
| Allowance for loan losses | 1,327,000 | 1,360,000 | 1,358,000 | 1,363,000 |
| Securities available for sale | 53,261,000 | 51,034,000 | 49,924,000 | 51,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,634,000 | 128,032,000 | 134,888,000 | 132,696,000 |
| Interest-bearing deposits | 99,335,000 | 96,393,000 | 97,572,000 | 99,321,000 |
| Noninterest-bearing deposits | 29,299,000 | 31,639,000 | 37,316,000 | 33,375,000 |
| Equity capital | 14,502,000 | 14,729,000 | 15,447,000 | 16,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,160,000 | 4,331,000 | 6,550,000 | 8,817,000 |
| Interest expense | 848,000 | 1,667,000 | 2,526,000 | 3,364,000 |
| Net interest income | 1,312,000 | 2,664,000 | 4,024,000 | 5,453,000 |
| Noninterest income | 264,000 | 565,000 | 885,000 | 1,209,000 |
| Noninterest expense | 1,198,000 | 2,358,000 | 3,564,000 | 4,850,000 |
| Provision for loan losses | 65,000 | 95,000 | 95,000 | 95,000 |
| Pretax income | 313,000 | 776,000 | 1,250,000 | 1,717,000 |
| Income tax | 0 | -479,000 | -427,000 | -470,000 |
| Net income | 313,000 | 1,255,000 | 1,677,000 | 2,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,516,000 | 14,134,000 | 14,649,000 | 15,674,000 |
| Total capital | 15,583,000 | 15,216,000 | 15,738,000 | 16,819,000 |
| Risk-weighted assets | 85,111,000 | 86,302,000 | 86,881,000 | 91,352,000 |