Call reports 2006
BTH BANK NATIONAL ASSOCIATION — 2006
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 144,187,000 | 145,102,000 | 147,897,000 | 150,935,000 |
| Total loans | 81,583,000 | 80,006,000 | 80,733,000 | 78,620,000 |
| Allowance for loan losses | 1,049,000 | 1,028,000 | 1,256,000 | 1,265,000 |
| Securities available for sale | 41,480,000 | 41,863,000 | 43,345,000 | 46,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,900,000 | 122,148,000 | 125,440,000 | 124,801,000 |
| Interest-bearing deposits | 90,320,000 | 91,551,000 | 95,355,000 | 96,867,000 |
| Noninterest-bearing deposits | 30,580,000 | 30,597,000 | 30,085,000 | 27,934,000 |
| Equity capital | 14,024,000 | 13,689,000 | 13,892,000 | 14,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,971,000 | 3,931,000 | 5,922,000 | 8,027,000 |
| Interest expense | 567,000 | 1,178,000 | 1,872,000 | 2,653,000 |
| Net interest income | 1,404,000 | 2,753,000 | 4,050,000 | 5,374,000 |
| Noninterest income | 301,000 | 693,000 | 1,038,000 | 1,371,000 |
| Noninterest expense | 1,144,000 | 2,327,000 | 3,519,000 | 4,669,000 |
| Provision for loan losses | 45,000 | 90,000 | 285,000 | 300,000 |
| Pretax income | 516,000 | 1,029,000 | 1,284,000 | 1,776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 516,000 | 1,029,000 | 1,284,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,711,000 | 14,018,000 | 14,060,000 | 14,405,000 |
| Total capital | 14,736,000 | 15,037,000 | 15,097,000 | 15,442,000 |
| Risk-weighted assets | 81,957,000 | 81,497,000 | 82,733,000 | 82,724,000 |