Call reports 2005
BTH BANK NATIONAL ASSOCIATION — 2005
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 133,748,000 | 134,418,000 | 139,153,000 | 142,811,000 |
| Total loans | 87,325,000 | 87,363,000 | 83,675,000 | 80,736,000 |
| Allowance for loan losses | 1,078,000 | 1,104,000 | 1,042,000 | 981,000 |
| Securities available for sale | 26,003,000 | 28,504,000 | 33,099,000 | 39,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,335,000 | 113,960,000 | 118,297,000 | 117,266,000 |
| Interest-bearing deposits | 87,418,000 | 87,974,000 | 89,427,000 | 88,346,000 |
| Noninterest-bearing deposits | 25,917,000 | 25,986,000 | 28,870,000 | 28,920,000 |
| Equity capital | 13,741,000 | 13,697,000 | 13,857,000 | 14,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,366,000 | 5,151,000 | 7,020,000 |
| Interest expense | 343,000 | 744,000 | 1,193,000 | 1,699,000 |
| Net interest income | 1,295,000 | 2,622,000 | 3,958,000 | 5,321,000 |
| Noninterest income | 314,000 | 644,000 | 943,000 | 1,298,000 |
| Noninterest expense | 1,159,000 | 2,310,000 | 3,482,000 | 4,595,000 |
| Provision for loan losses | 15,000 | 60,000 | 60,000 | 115,000 |
| Pretax income | 435,000 | 896,000 | 1,359,000 | 1,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 896,000 | 1,359,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,349,000 | 13,328,000 | 13,531,000 | 13,956,000 |
| Total capital | 14,375,000 | 14,354,000 | 14,548,000 | 14,937,000 |
| Risk-weighted assets | 82,046,000 | 81,987,000 | 81,353,000 | 79,836,000 |