Call reports 2004
BTH BANK NATIONAL ASSOCIATION — 2004
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 133,158,000 | 135,774,000 | 132,336,000 | 132,778,000 |
| Total loans | 87,529,000 | 90,461,000 | 90,522,000 | 88,470,000 |
| Allowance for loan losses | 1,266,000 | 1,240,000 | 1,260,000 | 1,252,000 |
| Securities available for sale | 26,561,000 | 28,334,000 | 25,763,000 | 25,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,014,000 | 113,858,000 | 112,468,000 | 110,415,000 |
| Interest-bearing deposits | 88,828,000 | 88,205,000 | 87,003,000 | 85,592,000 |
| Noninterest-bearing deposits | 24,186,000 | 25,653,000 | 25,465,000 | 24,823,000 |
| Equity capital | 13,291,000 | 13,083,000 | 13,760,000 | 13,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,307,000 | 4,990,000 | 6,627,000 |
| Interest expense | 340,000 | 670,000 | 997,000 | 1,323,000 |
| Net interest income | 1,303,000 | 2,637,000 | 3,993,000 | 5,304,000 |
| Noninterest income | 335,000 | 697,000 | 1,051,000 | 1,389,000 |
| Noninterest expense | 1,091,000 | 2,205,000 | 3,337,000 | 4,449,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 532,000 | 1,099,000 | 1,662,000 | 2,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 532,000 | 1,099,000 | 1,662,000 | 2,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,176,000 | 12,529,000 | 12,913,000 | 13,120,000 |
| Total capital | 13,183,000 | 13,567,000 | 13,961,000 | 14,145,000 |
| Risk-weighted assets | 80,315,000 | 82,910,000 | 83,599,000 | 82,122,000 |