Call reports 2003
BTH BANK NATIONAL ASSOCIATION — 2003
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 136,894,000 | 137,136,000 | 137,064,000 | 134,662,000 |
| Total loans | 86,993,000 | 89,270,000 | 88,464,000 | 87,570,000 |
| Allowance for loan losses | 1,128,000 | 1,219,000 | 1,271,000 | 1,241,000 |
| Securities available for sale | 22,096,000 | 26,845,000 | 27,078,000 | 27,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,276,000 | 118,173,000 | 118,788,000 | 114,454,000 |
| Interest-bearing deposits | 94,861,000 | 94,310,000 | 93,638,000 | 91,128,000 |
| Noninterest-bearing deposits | 22,415,000 | 23,863,000 | 25,150,000 | 23,326,000 |
| Equity capital | 12,213,000 | 12,565,000 | 12,621,000 | 12,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,822,000 | 3,641,000 | 5,444,000 | 7,154,000 |
| Interest expense | 483,000 | 926,000 | 1,335,000 | 1,705,000 |
| Net interest income | 1,339,000 | 2,715,000 | 4,109,000 | 5,449,000 |
| Noninterest income | 362,000 | 712,000 | 1,018,000 | 1,354,000 |
| Noninterest expense | 1,033,000 | 2,079,000 | 3,142,000 | 4,273,000 |
| Provision for loan losses | 96,000 | 192,000 | 256,000 | 272,000 |
| Pretax income | 572,000 | 1,156,000 | 1,729,000 | 2,258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 572,000 | 1,156,000 | 1,729,000 | 2,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,662,000 | 11,069,000 | 11,419,000 | 11,834,000 |
| Total capital | 11,612,000 | 12,053,000 | 12,409,000 | 12,836,000 |
| Risk-weighted assets | 75,787,000 | 78,448,000 | 78,905,000 | 79,894,000 |