Call reports 2002
BTH BANK NATIONAL ASSOCIATION — 2002
What BTH BANK NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,361,000 | 130,363,000 | 127,999,000 | 133,012,000 |
| Total loans | 81,611,000 | 85,814,000 | 87,779,000 | 87,863,000 |
| Allowance for loan losses | 749,000 | 842,000 | 889,000 | 1,024,000 |
| Securities available for sale | 28,828,000 | 24,532,000 | 22,021,000 | 20,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,934,000 | 113,172,000 | 111,224,000 | 115,498,000 |
| Interest-bearing deposits | 94,881,000 | 93,243,000 | 90,694,000 | 93,430,000 |
| Noninterest-bearing deposits | 19,053,000 | 19,929,000 | 20,531,000 | 22,068,000 |
| Equity capital | 10,712,000 | 11,240,000 | 11,623,000 | 11,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,728,000 | 5,664,000 | 7,521,000 |
| Interest expense | 580,000 | 1,170,000 | 1,703,000 | 2,217,000 |
| Net interest income | 1,166,000 | 2,558,000 | 3,961,000 | 5,304,000 |
| Noninterest income | 272,000 | 580,000 | 833,000 | 1,192,000 |
| Noninterest expense | 784,000 | 1,810,000 | 2,792,000 | 3,875,000 |
| Provision for loan losses | 70,000 | 168,000 | 254,000 | 404,000 |
| Pretax income | 584,000 | 1,160,000 | 1,748,000 | 2,217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 584,000 | 1,160,000 | 1,748,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,146,000 | 9,582,000 | 9,946,000 | 10,287,000 |
| Total capital | 9,895,000 | 10,424,000 | 10,835,000 | 11,236,000 |
| Risk-weighted assets | 72,175,000 | 73,395,000 | 73,391,000 | 75,848,000 |