Call reports 2002
CERRO GORDO BUILDING AND LOAN, S.B. — 2002
What CERRO GORDO BUILDING AND LOAN, S.B. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 9,491,000 | 9,619,000 | 9,813,000 |
| Total loans | 7,941,000 | 8,367,000 | 8,262,000 |
| Allowance for loan losses | 33,000 | 33,000 | 33,000 |
| Securities available for sale | 256,000 | 248,000 | 229,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 5,551,000 | 5,675,000 | 5,875,000 |
| Interest-bearing deposits | 5,551,000 | 5,675,000 | 5,875,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 |
| Equity capital | 1,439,000 | 1,442,000 | 1,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 178,000 | 350,000 | 524,000 |
| Interest expense | 100,000 | 197,000 | 295,000 |
| Net interest income | 78,000 | 153,000 | 229,000 |
| Noninterest income | -5,000 | -25,000 | -23,000 |
| Noninterest expense | 58,000 | 109,000 | 159,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 15,000 | 19,000 | 47,000 |
| Income tax | 15,000 | 16,000 | 23,000 |
| Net income | 0 | 3,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 1,287,000 | 1,295,000 | 1,323,000 |
| Total capital | 1,320,000 | 1,328,000 | 1,356,000 |
| Risk-weighted assets | 4,625,000 | 4,609,000 | 4,591,000 |