Call reports 2001
CERRO GORDO BUILDING AND LOAN, S.B. — 2001
What CERRO GORDO BUILDING AND LOAN, S.B. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 8,104,000 | 9,179,000 | 9,731,000 | 9,626,000 |
| Total loans | 6,963,000 | 7,956,000 | 8,211,000 | 8,381,000 |
| Allowance for loan losses | 33,000 | 33,000 | 33,000 | 33,000 |
| Securities available for sale | 259,000 | 271,000 | 261,000 | 263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,533,000 | 5,595,000 | 5,829,000 | 5,688,000 |
| Interest-bearing deposits | 5,533,000 | 5,595,000 | 5,829,000 | 5,688,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,374,000 | 1,396,000 | 1,413,000 | 1,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 332,000 | 521,000 | 704,000 |
| Interest expense | 93,000 | 196,000 | 305,000 | 411,000 |
| Net interest income | 66,000 | 136,000 | 216,000 | 293,000 |
| Noninterest income | 2,000 | 4,000 | 6,000 | 13,000 |
| Noninterest expense | 96,000 | 154,000 | 213,000 | 267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -28,000 | -14,000 | 9,000 | 39,000 |
| Income tax | 4,000 | 10,000 | 16,000 | 23,000 |
| Net income | -32,000 | -24,000 | -7,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,218,000 | 1,232,000 | 1,257,000 | 1,280,000 |
| Total capital | 1,251,000 | 1,265,000 | 1,290,000 | 1,313,000 |
| Risk-weighted assets | 3,783,000 | 4,313,000 | 4,590,000 | 4,785,000 |