Call reports 2011
FOUNDERS BANK, SSB — 2011
What FOUNDERS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 126,964,000 | 123,971,000 |
| Total loans | 87,246,000 | 82,194,000 |
| Allowance for loan losses | 1,133,000 | 1,027,000 |
| Securities available for sale | 9,040,000 | 8,613,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 109,719,000 | 106,960,000 |
| Interest-bearing deposits | 85,615,000 | 81,454,000 |
| Noninterest-bearing deposits | 24,104,000 | 25,506,000 |
| Equity capital | 17,117,000 | 16,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 1,312,000 | 2,556,000 |
| Interest expense | 282,000 | 529,000 |
| Net interest income | 1,030,000 | 2,027,000 |
| Noninterest income | 300,000 | 563,000 |
| Noninterest expense | 1,253,000 | 2,627,000 |
| Provision for loan losses | 25,000 | 158,000 |
| Pretax income | 52,000 | -195,000 |
| Income tax | 0 | 0 |
| Net income | 52,000 | -195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 16,401,000 | 16,159,000 |
| Total capital | 17,534,000 | 17,187,000 |
| Risk-weighted assets | 92,375,000 | 82,739,000 |