Call reports 2010
FOUNDERS BANK, SSB — 2010
What FOUNDERS BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,859,000 | 124,675,000 | 145,675,000 | 140,161,000 |
| Total loans | 87,949,000 | 94,393,000 | 89,570,000 | 82,535,000 |
| Allowance for loan losses | 1,265,000 | 1,307,000 | 955,000 | 1,192,000 |
| Securities available for sale | 7,934,000 | 8,669,000 | 9,055,000 | 10,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,719,000 | 105,469,000 | 124,285,000 | 121,548,000 |
| Interest-bearing deposits | 87,817,000 | 85,162,000 | 96,021,000 | 92,820,000 |
| Noninterest-bearing deposits | 18,902,000 | 20,307,000 | 28,264,000 | 28,728,000 |
| Equity capital | 16,015,000 | 17,157,000 | 18,991,000 | 17,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,861,000 | 4,258,000 | 5,504,000 |
| Interest expense | 448,000 | 827,000 | 1,188,000 | 1,531,000 |
| Net interest income | 1,005,000 | 2,034,000 | 3,070,000 | 3,973,000 |
| Noninterest income | 30,000 | 69,000 | 300,000 | 515,000 |
| Noninterest expense | 1,062,000 | 2,128,000 | 3,362,000 | 5,068,000 |
| Provision for loan losses | 65,000 | 215,000 | 398,000 | 1,762,000 |
| Pretax income | -91,000 | -237,000 | -269,000 | -2,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -91,000 | -237,000 | -269,000 | -2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,287,000 | 16,395,000 | 18,260,000 | 16,349,000 |
| Total capital | 16,423,000 | 17,554,000 | 19,215,000 | 17,446,000 |
| Risk-weighted assets | 90,738,000 | 92,537,000 | 91,914,000 | 87,675,000 |