Call reports 2009
FOUNDERS BANK, SSB — 2009
What FOUNDERS BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 94,119,000 | 102,153,000 | 129,322,000 | 130,861,000 |
| Total loans | 79,942,000 | 87,094,000 | 89,536,000 | 89,700,000 |
| Allowance for loan losses | 1,020,000 | 1,097,000 | 1,222,000 | 1,200,000 |
| Securities available for sale | 4,516,000 | 4,196,000 | 4,966,000 | 6,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,773,000 | 89,928,000 | 117,023,000 | 116,758,000 |
| Interest-bearing deposits | 66,763,000 | 76,471,000 | 99,968,000 | 98,090,000 |
| Noninterest-bearing deposits | 15,010,000 | 13,457,000 | 17,055,000 | 18,668,000 |
| Equity capital | 12,146,000 | 12,010,000 | 12,011,000 | 14,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,673,000 | 4,151,000 | 5,665,000 |
| Interest expense | 469,000 | 916,000 | 1,429,000 | 2,015,000 |
| Net interest income | 860,000 | 1,757,000 | 2,722,000 | 3,650,000 |
| Noninterest income | 31,000 | 60,000 | 194,000 | 305,000 |
| Noninterest expense | 1,057,000 | 2,073,000 | 3,131,000 | 4,205,000 |
| Provision for loan losses | 222,000 | 304,000 | 430,000 | 481,000 |
| Pretax income | -301,000 | -473,000 | -558,000 | -622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -301,000 | -473,000 | -558,000 | -622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,444,000 | 11,294,000 | 11,275,000 | 13,288,000 |
| Total capital | 12,464,000 | 12,391,000 | 12,497,000 | 14,451,000 |
| Risk-weighted assets | 87,114,000 | 95,325,000 | 102,092,000 | 93,014,000 |