Call reports 2002

STATE BANK OF NIANTIC — 2002

Name: STATE BANK OF NIANTIC — FFIEC call report 2002
Creator: STATE BANK OF NIANTIC

What STATE BANK OF NIANTIC reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fbde41be-def2-4cf2-842f-387249da0591/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	40,719,000	41,084,000	41,103,000	42,466,000
Total loans	28,747,000	29,874,000	30,762,000	30,471,000
Allowance for loan losses	295,000	323,000	320,000	316,000
Securities available for sale	6,616,000	6,163,000	7,069,000	7,161,000
Securities held to maturity	1,938,000	1,921,000	992,000	759,000
Trading assets	0	0	0	0
Total deposits	33,808,000	33,979,000	33,687,000	35,026,000
Interest-bearing deposits	31,280,000	31,665,000	31,439,000	32,115,000
Noninterest-bearing deposits	2,528,000	2,314,000	2,248,000	2,911,000
Equity capital	5,518,000	5,726,000	6,004,000	6,165,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	732,000	1,483,000	2,236,000	2,979,000
Interest expense	307,000	606,000	894,000	1,175,000
Net interest income	425,000	877,000	1,342,000	1,804,000
Noninterest income	99,000	193,000	318,000	416,000
Noninterest expense	258,000	516,000	791,000	1,071,000
Provision for loan losses	30,000	110,000	160,000	225,000
Pretax income	236,000	437,000	728,000	968,000
Income tax	149,000	149,000	149,000	158,000
Net income	87,000	288,000	579,000	810,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	5,483,000	5,629,000	5,851,000	6,002,000
Total capital	5,778,000	5,952,000	6,171,000	6,318,000
Risk-weighted assets	28,424,000	29,114,000	29,196,000	29,060,000