Call reports 2012
COPPERMARK BANK — 2012
What COPPERMARK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,293,242,000 | 1,296,044,000 | 1,324,665,000 | 1,316,732,000 |
| Total loans | 905,260,000 | 880,738,000 | 874,166,000 | 853,346,000 |
| Allowance for loan losses | 11,931,000 | 11,777,000 | 11,515,000 | 11,212,000 |
| Securities available for sale | 610,000 | 563,000 | 528,000 | 490,000 |
| Securities held to maturity | 425,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,141,021,000 | 1,143,721,000 | 1,180,057,000 | 1,167,652,000 |
| Interest-bearing deposits | 840,900,000 | 839,902,000 | 853,434,000 | 837,355,000 |
| Noninterest-bearing deposits | 300,121,000 | 303,819,000 | 326,623,000 | 330,297,000 |
| Equity capital | 126,655,000 | 129,291,000 | 121,124,000 | 125,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,183,000 | 26,727,000 | 39,736,000 | 52,355,000 |
| Interest expense | 1,899,000 | 3,728,000 | 5,497,000 | 7,228,000 |
| Net interest income | 11,284,000 | 22,999,000 | 34,239,000 | 45,127,000 |
| Noninterest income | 3,135,000 | 6,223,000 | 9,381,000 | 12,375,000 |
| Noninterest expense | 8,103,000 | 16,236,000 | 24,451,000 | 32,025,000 |
| Provision for loan losses | 300,000 | 950,000 | 895,000 | 845,000 |
| Pretax income | 6,016,000 | 12,036,000 | 18,274,000 | 24,632,000 |
| Income tax | 2,301,000 | 4,533,000 | 6,939,000 | 8,572,000 |
| Net income | 3,715,000 | 7,503,000 | 11,335,000 | 16,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,634,000 | 129,272,000 | 121,104,000 | 125,679,000 |
| Total capital | 138,565,000 | 141,049,000 | 132,619,000 | 136,891,000 |
| Risk-weighted assets | 1,043,911,000 | 1,024,283,000 | 1,038,580,000 | 1,021,021,000 |