Call reports 2010
COPPERMARK BANK — 2010
What COPPERMARK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,174,619,000 | 1,195,856,000 | 1,225,258,000 | 1,224,448,000 |
| Total loans | 952,509,000 | 955,707,000 | 954,299,000 | 932,260,000 |
| Allowance for loan losses | 12,387,000 | 12,900,000 | 13,222,000 | 13,266,000 |
| Securities available for sale | 1,945,000 | 1,843,000 | 1,776,000 | 1,512,000 |
| Securities held to maturity | 925,000 | 925,000 | 925,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,032,383,000 | 1,058,767,000 | 1,086,955,000 | 1,082,381,000 |
| Interest-bearing deposits | 815,771,000 | 826,243,000 | 843,551,000 | 838,828,000 |
| Noninterest-bearing deposits | 216,612,000 | 232,524,000 | 243,404,000 | 243,553,000 |
| Equity capital | 107,412,000 | 109,059,000 | 111,474,000 | 114,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 13,878,000 | 27,759,000 | 42,111,000 | 56,689,000 |
| Interest expense | 3,339,000 | 6,391,000 | 9,206,000 | 11,780,000 |
| Net interest income | 10,539,000 | 21,368,000 | 32,905,000 | 44,909,000 |
| Noninterest income | 3,336,000 | 7,130,000 | 10,238,000 | 14,032,000 |
| Noninterest expense | 8,358,000 | 17,184,000 | 25,541,000 | 34,000,000 |
| Provision for loan losses | 825,000 | 1,860,000 | 2,360,000 | 2,760,000 |
| Pretax income | 4,692,000 | 9,454,000 | 15,242,000 | 22,181,000 |
| Income tax | 1,747,000 | 3,515,000 | 5,705,000 | 8,311,000 |
| Net income | 2,945,000 | 5,939,000 | 9,537,000 | 13,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,307,000 | 108,951,000 | 111,349,000 | 114,562,000 |
| Total capital | 119,694,000 | 121,851,000 | 124,547,000 | 127,691,000 |
| Risk-weighted assets | 1,049,232,000 | 1,057,171,000 | 1,055,813,000 | 1,050,146,000 |