Call reports 2009
COPPERMARK BANK — 2009
What COPPERMARK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,138,710,000 | 1,129,704,000 | 1,160,253,000 | 1,140,363,000 |
| Total loans | 973,057,000 | 985,833,000 | 965,040,000 | 945,928,000 |
| Allowance for loan losses | 12,322,000 | 12,443,000 | 12,862,000 | 11,725,000 |
| Securities available for sale | 11,176,000 | 7,433,000 | 6,906,000 | 3,665,000 |
| Securities held to maturity | 1,204,000 | 1,202,000 | 1,201,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,942,000 | 992,349,000 | 1,021,584,000 | 1,000,138,000 |
| Interest-bearing deposits | 814,852,000 | 805,570,000 | 828,237,000 | 793,136,000 |
| Noninterest-bearing deposits | 187,090,000 | 186,779,000 | 193,347,000 | 207,002,000 |
| Equity capital | 100,674,000 | 102,538,000 | 103,174,000 | 105,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,749,000 | 27,871,000 | 42,201,000 | 56,257,000 |
| Interest expense | 4,137,000 | 8,378,000 | 12,455,000 | 16,172,000 |
| Net interest income | 9,612,000 | 19,493,000 | 29,746,000 | 40,085,000 |
| Noninterest income | 3,357,000 | 7,043,000 | 11,047,000 | 14,289,000 |
| Noninterest expense | 8,502,000 | 17,215,000 | 26,367,000 | 33,668,000 |
| Provision for loan losses | 400,000 | 875,000 | 1,894,000 | 2,996,000 |
| Pretax income | 4,067,000 | 8,446,000 | 12,532,000 | 17,710,000 |
| Income tax | 1,477,000 | 3,080,000 | 4,531,000 | 6,254,000 |
| Net income | 2,590,000 | 5,366,000 | 8,001,000 | 11,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,547,000 | 102,452,000 | 103,111,000 | 105,617,000 |
| Total capital | 112,869,000 | 114,895,000 | 115,973,000 | 117,342,000 |
| Risk-weighted assets | 1,090,873,000 | 1,076,414,000 | 1,068,797,000 | 1,047,901,000 |