Call reports 2008
COPPERMARK BANK — 2008
What COPPERMARK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,000,076,000 | 1,025,391,000 | 1,053,903,000 | 1,063,614,000 |
| Total loans | 901,604,000 | 930,875,000 | 964,183,000 | 984,810,000 |
| Allowance for loan losses | 10,971,000 | 11,404,000 | 11,831,000 | 12,549,000 |
| Securities available for sale | 22,115,000 | 20,734,000 | 17,593,000 | 11,586,000 |
| Securities held to maturity | 2,472,000 | 2,170,000 | 2,168,000 | 1,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 868,096,000 | 886,119,000 | 902,819,000 | 924,932,000 |
| Interest-bearing deposits | 673,982,000 | 689,475,000 | 709,172,000 | 729,384,000 |
| Noninterest-bearing deposits | 194,114,000 | 196,644,000 | 193,647,000 | 195,548,000 |
| Equity capital | 90,674,000 | 92,975,000 | 97,014,000 | 99,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,325,000 | 31,601,000 | 46,956,000 | 61,780,000 |
| Interest expense | 6,406,000 | 11,194,000 | 16,005,000 | 20,611,000 |
| Net interest income | 9,919,000 | 20,407,000 | 30,951,000 | 41,169,000 |
| Noninterest income | 5,396,000 | 8,976,000 | 12,783,000 | 16,175,000 |
| Noninterest expense | 9,040,000 | 17,253,000 | 25,295,000 | 33,242,000 |
| Provision for loan losses | 779,000 | 1,379,000 | 1,979,000 | 3,124,000 |
| Pretax income | 5,496,000 | 10,751,000 | 16,460,000 | 20,978,000 |
| Income tax | 2,540,000 | 4,407,000 | 6,480,000 | 7,867,000 |
| Net income | 2,956,000 | 6,344,000 | 9,980,000 | 13,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,417,000 | 92,895,000 | 96,931,000 | 99,156,000 |
| Total capital | 101,388,000 | 104,299,000 | 108,762,000 | 111,705,000 |
| Risk-weighted assets | 997,994,000 | 1,025,147,000 | 1,071,103,000 | 1,096,380,000 |