Call reports 2007
COPPERMARK BANK — 2007
What COPPERMARK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 896,886,000 | 909,998,000 | 955,764,000 | 988,755,000 |
| Total loans | 770,092,000 | 763,493,000 | 811,214,000 | 857,821,000 |
| Allowance for loan losses | 9,667,000 | 9,523,000 | 9,992,000 | 10,495,000 |
| Securities available for sale | 16,999,000 | 18,749,000 | 18,929,000 | 20,049,000 |
| Securities held to maturity | 1,666,000 | 1,665,000 | 1,164,000 | 2,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,923,000 | 796,197,000 | 838,295,000 | 867,859,000 |
| Interest-bearing deposits | 597,032,000 | 624,425,000 | 669,902,000 | 675,501,000 |
| Noninterest-bearing deposits | 181,891,000 | 171,772,000 | 168,393,000 | 192,358,000 |
| Equity capital | 79,676,000 | 82,486,000 | 85,179,000 | 87,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,164,000 | 34,513,000 | 52,751,000 | 70,778,000 |
| Interest expense | 6,948,000 | 14,178,000 | 21,875,000 | 29,628,000 |
| Net interest income | 10,216,000 | 20,335,000 | 30,876,000 | 41,150,000 |
| Noninterest income | 3,202,000 | 6,633,000 | 9,950,000 | 12,310,000 |
| Noninterest expense | 7,569,000 | 15,222,000 | 22,892,000 | 31,196,000 |
| Provision for loan losses | 200,000 | 181,000 | 752,000 | 1,619,000 |
| Pretax income | 5,649,000 | 11,565,000 | 17,182,000 | 20,645,000 |
| Income tax | 2,056,000 | 4,210,000 | 6,228,000 | 6,402,000 |
| Net income | 3,593,000 | 7,355,000 | 10,954,000 | 14,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,780,000 | 82,683,000 | 85,217,000 | 87,646,000 |
| Total capital | 89,447,000 | 92,206,000 | 95,209,000 | 98,141,000 |
| Risk-weighted assets | 851,026,000 | 848,976,000 | 914,112,000 | 969,027,000 |