Call reports 2006
COPPERMARK BANK — 2006
What COPPERMARK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 857,267,000 | 874,800,000 | 895,760,000 | 905,728,000 |
| Total loans | 766,700,000 | 770,387,000 | 756,068,000 | 756,904,000 |
| Allowance for loan losses | 9,454,000 | 9,538,000 | 9,832,000 | 9,571,000 |
| Securities available for sale | 9,763,000 | 9,562,000 | 9,616,000 | 15,560,000 |
| Securities held to maturity | 2,311,000 | 2,306,000 | 1,804,000 | 1,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,118,000 | 757,363,000 | 776,012,000 | 787,127,000 |
| Interest-bearing deposits | 540,911,000 | 564,865,000 | 595,143,000 | 598,193,000 |
| Noninterest-bearing deposits | 193,207,000 | 192,498,000 | 180,869,000 | 188,934,000 |
| Equity capital | 74,052,000 | 77,025,000 | 79,720,000 | 79,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,401,000 | 31,919,000 | 49,286,000 | 66,786,000 |
| Interest expense | 5,202,000 | 11,187,000 | 17,973,000 | 25,189,000 |
| Net interest income | 10,199,000 | 20,732,000 | 31,313,000 | 41,597,000 |
| Noninterest income | 3,706,000 | 7,469,000 | 11,304,000 | 14,606,000 |
| Noninterest expense | 7,757,000 | 15,666,000 | 23,207,000 | 31,433,000 |
| Provision for loan losses | 600,000 | 1,013,000 | 1,548,000 | 1,473,000 |
| Pretax income | 5,548,000 | 11,522,000 | 17,862,000 | 23,297,000 |
| Income tax | 2,034,000 | 4,171,000 | 6,566,000 | 8,260,000 |
| Net income | 3,514,000 | 7,351,000 | 11,296,000 | 15,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,229,000 | 77,257,000 | 79,852,000 | 80,038,000 |
| Total capital | 83,683,000 | 86,795,000 | 89,684,000 | 89,609,000 |
| Risk-weighted assets | 835,413,000 | 846,038,000 | 840,441,000 | 830,225,000 |