Call reports 2003
COPPERMARK BANK — 2003
What COPPERMARK BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 648,403,000 | 682,777,000 | 676,549,000 | 667,319,000 |
| Total loans | 562,326,000 | 570,418,000 | 564,842,000 | 567,713,000 |
| Allowance for loan losses | 7,019,000 | 7,070,000 | 7,057,000 | 7,010,000 |
| Securities available for sale | 13,674,000 | 12,879,000 | 17,379,000 | 17,545,000 |
| Securities held to maturity | 7,138,000 | 4,367,000 | 2,752,000 | 1,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,761,000 | 594,088,000 | 586,962,000 | 566,575,000 |
| Interest-bearing deposits | 446,500,000 | 463,948,000 | 461,470,000 | 418,126,000 |
| Noninterest-bearing deposits | 116,261,000 | 130,140,000 | 125,492,000 | 148,449,000 |
| Equity capital | 55,619,000 | 56,711,000 | 57,055,000 | 57,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,716,000 | 19,455,000 | 29,082,000 | 38,357,000 |
| Interest expense | 3,085,000 | 6,100,000 | 8,908,000 | 11,338,000 |
| Net interest income | 6,631,000 | 13,355,000 | 20,174,000 | 27,019,000 |
| Noninterest income | 4,278,000 | 8,563,000 | 12,738,000 | 16,370,000 |
| Noninterest expense | 7,569,000 | 15,050,000 | 22,239,000 | 28,981,000 |
| Provision for loan losses | 721,000 | 1,270,000 | 1,847,000 | 2,277,000 |
| Pretax income | 2,619,000 | 5,598,000 | 8,826,000 | 12,131,000 |
| Income tax | 868,000 | 1,897,000 | 3,020,000 | 4,205,000 |
| Net income | 1,751,000 | 3,701,000 | 5,806,000 | 7,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,374,000 | 56,509,000 | 56,936,000 | 57,652,000 |
| Total capital | 62,393,000 | 63,579,000 | 63,993,000 | 64,662,000 |
| Risk-weighted assets | 605,298,000 | 618,293,000 | 615,839,000 | 617,673,000 |