Call reports 2002
COPPERMARK BANK — 2002
What COPPERMARK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 587,889,000 | 615,365,000 | 652,747,000 | 650,668,000 |
| Total loans | 504,415,000 | 530,572,000 | 550,158,000 | 557,932,000 |
| Allowance for loan losses | 6,049,000 | 6,391,000 | 6,621,000 | 6,878,000 |
| Securities available for sale | 28,638,000 | 26,587,000 | 24,001,000 | 17,205,000 |
| Securities held to maturity | 12,171,000 | 11,916,000 | 10,456,000 | 10,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,312,000 | 537,178,000 | 569,336,000 | 566,404,000 |
| Interest-bearing deposits | 411,218,000 | 433,771,000 | 456,702,000 | 454,678,000 |
| Noninterest-bearing deposits | 109,094,000 | 103,407,000 | 112,634,000 | 111,726,000 |
| Equity capital | 47,551,000 | 50,560,000 | 54,073,000 | 54,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,578,000 | 19,401,000 | 29,507,000 | 39,565,000 |
| Interest expense | 3,387,000 | 6,767,000 | 10,513,000 | 13,951,000 |
| Net interest income | 6,191,000 | 12,634,000 | 18,994,000 | 25,614,000 |
| Noninterest income | 4,372,000 | 8,700,000 | 13,172,000 | 17,527,000 |
| Noninterest expense | 7,311,000 | 14,636,000 | 22,110,000 | 29,369,000 |
| Provision for loan losses | 958,000 | 1,852,000 | 2,694,000 | 3,604,000 |
| Pretax income | 2,294,000 | 4,846,000 | 7,362,000 | 10,168,000 |
| Income tax | 745,000 | 1,618,000 | 2,475,000 | 3,424,000 |
| Net income | 1,549,000 | 3,228,000 | 4,887,000 | 6,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,155,000 | 50,066,000 | 53,641,000 | 54,618,000 |
| Total capital | 53,204,000 | 56,457,000 | 60,262,000 | 61,496,000 |
| Risk-weighted assets | 526,828,000 | 564,227,000 | 582,918,000 | 600,752,000 |