Call reports 2025
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2025
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 159,749,000 | 183,505,000 | 217,347,000 | 234,554,000 |
| Total loans | 58,673,000 | 87,293,000 | 93,064,000 | 117,172,000 |
| Allowance for loan losses | 716,000 | 1,058,000 | 1,127,000 | 1,413,000 |
| Securities available for sale | 35,720,000 | 40,191,000 | 39,648,000 | 48,493,000 |
| Securities held to maturity | 19,593,000 | 18,964,000 | 18,430,000 | 17,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,125,000 | 153,324,000 | 179,293,000 | 195,284,000 |
| Interest-bearing deposits | 74,496,000 | 89,872,000 | 100,895,000 | 130,515,000 |
| Noninterest-bearing deposits | 58,629,000 | 63,452,000 | 78,398,000 | 64,769,000 |
| Equity capital | 24,406,000 | 26,315,000 | 34,332,000 | 34,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,093,000 | 4,437,000 | 7,419,000 | 10,525,000 |
| Interest expense | 165,000 | 392,000 | 841,000 | 1,357,000 |
| Net interest income | 1,928,000 | 4,045,000 | 6,578,000 | 9,168,000 |
| Noninterest income | 365,000 | 784,000 | 1,093,000 | 1,671,000 |
| Noninterest expense | 1,453,000 | 3,039,000 | 5,044,000 | 7,426,000 |
| Provision for loan losses | 31,000 | 381,000 | 449,000 | 730,000 |
| Pretax income | 809,000 | 1,409,000 | 2,168,000 | 2,658,000 |
| Income tax | 170,000 | 296,000 | 455,000 | 729,000 |
| Net income | 639,000 | 1,113,000 | 1,713,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,476,000 | 18,587,000 | 26,307,000 | 27,023,000 |