Call reports 2024
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2024
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 130,169,000 | 136,040,000 | 142,296,000 | 161,855,000 |
| Total loans | 31,789,000 | 29,763,000 | 39,076,000 | 55,128,000 |
| Allowance for loan losses | 476,000 | 476,000 | 484,000 | 685,000 |
| Securities available for sale | 0 | 82,355,000 | 56,840,000 | 37,066,000 |
| Securities held to maturity | 81,489,000 | 1,904,000 | 20,610,000 | 20,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,176,000 | 111,370,000 | 116,533,000 | 136,035,000 |
| Interest-bearing deposits | 69,448,000 | 68,661,000 | 74,078,000 | 76,435,000 |
| Noninterest-bearing deposits | 46,728,000 | 42,709,000 | 42,455,000 | 59,600,000 |
| Equity capital | 13,552,000 | 22,940,000 | 23,749,000 | 23,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 1,525,000 | 3,534,000 | 5,784,000 |
| Interest expense | 88,000 | 99,000 | 222,000 | 380,000 |
| Net interest income | 1,456,000 | 1,426,000 | 3,312,000 | 5,404,000 |
| Noninterest income | 274,000 | 350,000 | 595,000 | 899,000 |
| Noninterest expense | 776,000 | 1,028,000 | 2,294,000 | 3,828,000 |
| Provision for loan losses | 0 | 476,000 | 484,000 | 687,000 |
| Pretax income | 954,000 | 272,000 | 1,121,000 | 1,780,000 |
| Income tax | 200,000 | 94,000 | 285,000 | 419,000 |
| Net income | 754,000 | 178,000 | 836,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,551,000 | 14,298,000 | 15,129,000 | 15,700,000 |